{"id":712,"date":"2021-05-24T17:08:23","date_gmt":"2021-05-24T14:08:23","guid":{"rendered":"https:\/\/www.odispro.com\/blog\/?p=712"},"modified":"2021-06-23T14:31:41","modified_gmt":"2021-06-23T11:31:41","slug":"cek-nedir-nasil-kullanilir","status":"publish","type":"post","link":"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir","title":{"rendered":"\u00c7ek Nedir? \u00c7ek Nas\u0131l Kullan\u0131l\u0131r? Bilinmesi Gerekenler"},"content":{"rendered":"

Ticari hayat\u0131m\u0131zda s\u0131k\u00e7a kullan\u0131lan \u00e7ek, yeni giri\u015fimcilerin de \u00f6deme ve tahsilatlar\u0131n\u0131 d\u00fczenlemek i\u00e7in yararlanabilece\u011fi bir evrakt\u0131r. \u00c7ekler ticarette yayg\u0131n olarak kullan\u0131lan \u00f6deme y\u00f6ntemlerinden biridir. \u00c7ek<\/strong> nedir sorusuna verilebilecek en sade cevap, vadeli bir \u00f6deme arac\u0131 oldu\u011fudur. \u00c7ekten nas\u0131l do\u011fru \u015fekilde faydalanaca\u011f\u0131n\u0131z\u0131 biliyor musunuz?<\/p>\n

\u00c7ek Nedir?<\/h2>\n

Nakit ak\u0131\u015f\u0131<\/strong>, firmalar a\u00e7\u0131s\u0131ndan \u00f6nem arz etmektedir. Ger\u00e7ekle\u015ftirilen bir ticari i\u015flem sonras\u0131nda \u00f6demenin nakit yap\u0131lmas\u0131 halinde, i\u015fletmenin nakit ak\u0131\u015f\u0131nda s\u0131k\u0131nt\u0131 ya\u015fanaca\u011f\u0131n\u0131n \u00f6ng\u00f6r\u00fclmesi halinde, firmalar vadeli \u00f6deme yoluna ba\u015fvurmaktad\u0131r. Herkesin al\u0131\u015f\u0131k oldu\u011fu a\u00e7\u0131k hesap y\u00f6ntemi, herhangi bir g\u00fcvencesinin olmamas\u0131 nedeni ile art\u0131k tercih edilmemektedir. S\u00f6z konusu ticari i\u015fleme konu olan \u00f6demenin daha ileriki bir tarihte yap\u0131lmas\u0131n\u0131 taahh\u00fct alt\u0131na alan \u00f6deme ara\u00e7lar\u0131ndan biri olan \u00e7ekler, i\u015f d\u00fcnyas\u0131nda yayg\u0131n olarak kullan\u0131lmaktad\u0131r. Bu a\u00e7\u0131klama \u00e7ek nedir sorusuna da bir cevap te\u015fkil eder.<\/p>\n

Verilen \u00e7eklerin kar\u015f\u0131l\u0131ks\u0131z \u00e7\u0131kmas\u0131 yani \u00e7ek \u00fczerinde yaz\u0131l\u0131 olan miktarda \u00f6demenin bankaya yap\u0131lmamas\u0131 durumlar\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kal\u0131nmamas\u0131 i\u00e7in g\u00fcn\u00fcm\u00fczde \u00e7eklerde baz\u0131 g\u00fcvenlik tedbirleri uygulanmaktad\u0131r. Kar\u015f\u0131l\u0131ks\u0131z \u00e7ekler hem \u00e7eki veren ki\u015finin banka nezdinde itibar\u0131n\u0131n d\u00fc\u015fmesine hem de \u00e7eki alan ki\u015finin \u00f6deme alamamas\u0131ndan dolay\u0131 ma\u011fduriyet ya\u015famas\u0131na neden oldu\u011fundan, bu konuda birtak\u0131m yasal d\u00fczenlemeler de yap\u0131lmaktad\u0131r. Ek olarak \u00e7ek sahtecili\u011finin \u00f6n\u00fcne ge\u00e7ilmesi a\u00e7\u0131s\u0131ndan da yasal yollardan birtak\u0131m standartlar belirlenmekte ve yapt\u0131r\u0131mlar uygulanmaktad\u0131r.<\/p>\n

\u00c7ek Nas\u0131l Kullan\u0131l\u0131r?<\/h2>\n

\u00c7ek nedir<\/strong> sorusunun cevab\u0131n\u0131 verdikten sonra \u00e7eklerin nas\u0131l kullan\u0131laca\u011f\u0131 konusu \u00fczerinde durmak gerekir. Bilerek veya bilmeyerek \u00e7eklerin yanl\u0131\u015f kullan\u0131lmas\u0131, istenmeyen baz\u0131 durumlar\u0131n ya\u015fanmas\u0131na sebep olabilir. \u00c7ek nas\u0131l kullan\u0131lmal\u0131 sorusuna cevap verebilmek i\u00e7in, bir \u00e7ekin \u00fczerinde bulunan bo\u015fluklar\u0131n ne anlama geldi\u011finin bilinmesi gerekmektedir. Genel olarak \u00e7eklerin en \u00fcst k\u0131s\u0131mlar\u0131nda \u201cke\u015fide tarihi ve miktar\u0131\u201d k\u0131sm\u0131 bulunmaktad\u0131r. Tarih k\u0131sm\u0131na \u00e7ek \u00f6demesinin yap\u0131laca\u011f\u0131 tarih yaz\u0131lmal\u0131d\u0131r. Miktar k\u0131sm\u0131na da \u00e7ek ile yap\u0131lacak \u00f6demenin rakamsal ifadesi yaz\u0131lmal\u0131d\u0131r. \u00c7ekin orta k\u0131sm\u0131nda bulunan ve \u201cbu \u00e7ek kar\u015f\u0131l\u0131\u011f\u0131nda\u201d diye ba\u015flayan bo\u015fluk k\u0131sm\u0131na al\u0131c\u0131n\u0131n ad\u0131 yer almal\u0131d\u0131r. E\u011fer \u00f6deme t\u00fczel ki\u015fiye yani \u015firkete yap\u0131lacaksa, bu k\u0131sma \u015firket ad\u0131 da yaz\u0131labilmektedir. \u00c7ek hamiline olarak kesilecekse, bu durumun banka taraf\u0131ndan \u00e7ek karnesinin bas\u0131lmas\u0131 esnas\u0131nda belirtilmesi gereklidir. \u00dczerinde hamiline ibaresi bulunmayan bir \u00e7ekin, hamiline olarak kesilmesi son yap\u0131lan yasal d\u00fczenlemeler ile su\u00e7 kapsam\u0131na al\u0131nm\u0131\u015ft\u0131r.<\/p>\n

\"\u00c7ek
\u00c7ek Nas\u0131l Kullan\u0131l\u0131r?<\/figcaption><\/figure>\n

Al\u0131c\u0131 unvan\u0131n\u0131n yaz\u0131lmas\u0131ndan sonra \u201cyaln\u0131zca\u201d ile ba\u015flayan bo\u015flu\u011fa da daha \u00f6nce rakamsal olarak ifade edilen miktar\u0131n yaz\u0131 ile yaz\u0131lmas\u0131 gereklidir. Yaz\u0131 ile \u00e7ekin tutar\u0131 yaz\u0131l\u0131rken harflerin aras\u0131nda bo\u015fluk b\u0131rak\u0131lmamal\u0131 ve hem ba\u015fta hem de sonda hashtag i\u015fareti olarak bilinen \u201c#\u201d i\u015fareti kullan\u0131lmal\u0131d\u0131r. \u00c7ekin en alt k\u0131sm\u0131nda bulunan imza k\u0131sm\u0131na da \u00e7eki kesen ki\u015finin imza atmas\u0131 gereklidir. E\u011fer \u00e7ek bir t\u00fczel ki\u015fi taraf\u0131ndan kesiliyorsa, \u015firkete ait ka\u015fenin bas\u0131lmas\u0131 ve ka\u015fe \u00fczerine de imza at\u0131lmas\u0131 \u00f6nem arz etmektedir.<\/p>\n

\u00c7ek Yazarken Bilinmesi Gerekenler<\/h2>\n

Bankalar, \u00f6demelerinde ve kredi notunda herhangi bir sorun olmayan t\u00fczel ki\u015filere kolayl\u0131kla \u00e7ek verebilmektedir. Ancak bankalardan \u00e7ek karnesi alabilmek i\u00e7in bir miktar paran\u0131n bloke edilmesi de talep edilebilmektedir. Yeni i\u015f yerleri ya da giri\u015fimciler \u00e7ek alabilmek i\u00e7in paralar\u0131n\u0131 bloke ettiklerinde nakit s\u0131k\u0131nt\u0131s\u0131yla kar\u015f\u0131 kar\u015f\u0131ya kalabilmektedir. Bundan dolay\u0131 yeni i\u015fletmelere \u00e7ek karnesi almak yerine, m\u00fc\u015fterilerinden ald\u0131klar\u0131 \u00e7ekler ile kendi \u00f6demelerini yapmalar\u0131 tavsiye edilir. \u00c7ek yazarken, \u00f6deme g\u00fcn\u00fcne iyi karar verilmeli ve belirlenen g\u00fcnde \u00f6demenin yap\u0131lmas\u0131na \u00f6zen g\u00f6sterilmelidir. Bu banka nezdinde g\u00fcven kaybetmemek a\u00e7\u0131s\u0131ndan \u00f6nem arz eden bir husustur. Ayr\u0131ca \u00e7ek kullanmadan \u00f6nce bu konudaki mevzuat\u0131 okumak, bilin\u00e7li \u00e7ek kullan\u0131m\u0131 i\u00e7in at\u0131lmas\u0131 gereken bir ad\u0131md\u0131r.<\/p>\n

ODISPRO \u0130le \u00c7ek Senet Takibi Yapabildi\u011finizi Biliyor Muydunuz?<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

Ticari hayat\u0131m\u0131zda s\u0131k\u00e7a kullan\u0131lan \u00e7ek, yeni giri\u015fimcilerin de \u00f6deme ve tahsilatlar\u0131n\u0131 d\u00fczenlemek i\u00e7in yararlanabilece\u011fi bir evrakt\u0131r. \u00c7ekler ticarette yayg\u0131n olarak<\/p>\n","protected":false},"author":2,"featured_media":714,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":[],"categories":[136],"tags":[210,209,211],"yoast_head":"\r\n\u00c7ek Nedir? \u00c7ek Nas\u0131l Kullan\u0131l\u0131r? Bilinmesi Gerekenler<\/title>\r\n<meta name=\"description\" content=\"\u00c7ek nedir, nas\u0131l olu\u015fturulur? Vadeli bir \u00f6deme arac\u0131na \u00e7ek denir. \u00c7ekten nas\u0131l do\u011fru \u015fekilde faydalanaca\u011f\u0131n\u0131z\u0131 biliyor musunuz?\" \/>\r\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\r\n<link rel=\"canonical\" href=\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir\" \/>\r\n<meta property=\"og:locale\" content=\"tr_TR\" \/>\r\n<meta property=\"og:type\" content=\"article\" \/>\r\n<meta property=\"og:title\" content=\"\u00c7ek Nedir? \u00c7ek Nas\u0131l Kullan\u0131l\u0131r? Bilinmesi Gerekenler\" \/>\r\n<meta property=\"og:description\" content=\"\u00c7ek nedir, nas\u0131l olu\u015fturulur? Vadeli bir \u00f6deme arac\u0131na \u00e7ek denir. \u00c7ekten nas\u0131l do\u011fru \u015fekilde faydalanaca\u011f\u0131n\u0131z\u0131 biliyor musunuz?\" \/>\r\n<meta property=\"og:url\" content=\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir\" \/>\r\n<meta property=\"og:site_name\" content=\"ODISPRO | Bulut \u00d6n Muhasebe ve \u0130\u015f Y\u00f6netim Yaz\u0131l\u0131m\u0131\" \/>\r\n<meta property=\"article:published_time\" content=\"2021-05-24T14:08:23+00:00\" \/>\r\n<meta property=\"article:modified_time\" content=\"2021-06-23T11:31:41+00:00\" \/>\r\n<meta property=\"og:image\" content=\"https:\/\/www.odispro.com\/blog\/wp-content\/uploads\/2021\/05\/cek-1.jpg\" \/>\r\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\r\n\t<meta property=\"og:image:height\" content=\"562\" \/>\r\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\r\n<meta name=\"twitter:label1\" content=\"Written by\">\n\t<meta name=\"twitter:data1\" content=\"ODISPRO\">\n\t<meta name=\"twitter:label2\" content=\"Tahmini okuma s\u00fcresi\">\n\t<meta name=\"twitter:data2\" content=\"3 dakika\">\r\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/www.odispro.com\/blog\/#website\",\"url\":\"https:\/\/www.odispro.com\/blog\/\",\"name\":\"ODISPRO | Bulut \\u00d6n Muhasebe ve \\u0130\\u015f Y\\u00f6netim Yaz\\u0131l\\u0131m\\u0131\",\"description\":\"Bulut \\u00d6n Muhasebe ve \\u0130\\u015f Y\\u00f6netim Yaz\\u0131l\\u0131m\\u0131\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":\"https:\/\/www.odispro.com\/blog\/?s={search_term_string}\",\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"tr\"},{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir#primaryimage\",\"inLanguage\":\"tr\",\"url\":\"https:\/\/www.odispro.com\/blog\/wp-content\/uploads\/2021\/05\/cek-1.jpg\",\"width\":1000,\"height\":562,\"caption\":\"\\u00c7ek nedir?\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir#webpage\",\"url\":\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir\",\"name\":\"\\u00c7ek Nedir? \\u00c7ek Nas\\u0131l Kullan\\u0131l\\u0131r? Bilinmesi Gerekenler\",\"isPartOf\":{\"@id\":\"https:\/\/www.odispro.com\/blog\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir#primaryimage\"},\"datePublished\":\"2021-05-24T14:08:23+00:00\",\"dateModified\":\"2021-06-23T11:31:41+00:00\",\"author\":{\"@id\":\"https:\/\/www.odispro.com\/blog\/#\/schema\/person\/f2977831424eb9db8062242c6d3d36ee\"},\"description\":\"\\u00c7ek nedir, nas\\u0131l olu\\u015fturulur? Vadeli bir \\u00f6deme arac\\u0131na \\u00e7ek denir. \\u00c7ekten nas\\u0131l do\\u011fru \\u015fekilde faydalanaca\\u011f\\u0131n\\u0131z\\u0131 biliyor musunuz?\",\"inLanguage\":\"tr\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/www.odispro.com\/blog\/cek-nedir-nasil-kullanilir\"]}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/www.odispro.com\/blog\/#\/schema\/person\/f2977831424eb9db8062242c6d3d36ee\",\"name\":\"ODISPRO\",\"image\":{\"@type\":\"ImageObject\",\"@id\":\"https:\/\/www.odispro.com\/blog\/#personlogo\",\"inLanguage\":\"tr\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/089f6305a8b22f03ab2e10f8f0d38eab?s=96&d=mm&r=g\",\"caption\":\"ODISPRO\"}}]}<\/script>\r\n<!-- \/ Yoast SEO plugin. -->","_links":{"self":[{"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/posts\/712"}],"collection":[{"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/comments?post=712"}],"version-history":[{"count":8,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/posts\/712\/revisions"}],"predecessor-version":[{"id":901,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/posts\/712\/revisions\/901"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/media\/714"}],"wp:attachment":[{"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/media?parent=712"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/categories?post=712"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.odispro.com\/blog\/wp-json\/wp\/v2\/tags?post=712"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}